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D.E.B.I.T.S Challenge

Find hidden money in your life, make it work ...and build more wealth.

An online challenge that will show you how to uncover and make more money that you have less worry and more control over your finances.
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man in a storm

There's a financial storm ahead...

Interest rates are rising, energy costs have doubled, inflation is spiralling ...and it looks likely we are heading towards a recession. You have 2 choices:
  • Hunker down and batten the hatches and worry about the economy
  • Create your own proactive, profitable personal economy.

We will help you to find or make a minimum of £1000!

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What You'll Learn

Each of the 6 letters in the D.E.B.I.T.S acronym stands for an area where you can take a closer look at what's going on in your financial life and make some changes that will reveal some cash. It always does. It uncovers money that you don't need to carry on spending.
Module 1


Not all debt is bad, but any debt means whatever you buy with borrowed money costs you more in the end. If you can reduce the cost of your debt, or the term of your debt - you'll save a fortune in interest.
Outcome: We'll show you the secrets to pay less interest and build more wealth

Module 2


This is not about cutting back, but about how to save on the education you will need moving forwards. In times of uncertainty, the best skill to have is creativity. You must sharpen your own axe.
Outcome: You'll discover creative ways to get access to the right education at a reduced rate from our trusted partners.

Module 3


You can’t save your way to wealth, but it's important to regularly review where savings can be made.
Outcome: We'll show you an easy process to follow and inspire you with surprising savings made by members of our community.

Module 4


You should only insure something that you would be devastated if you lost it. The purpose of insurance is to put you back in a position that you NEED to be in.
Outcome: We'll share a unique perspective on life-cover to reduce your costs and other little-known ways to pay lower premiums.

Module 5


Tax is all pervasive. To build your wealth, you have got to become tax-savvy because the average person is working until June just to pay the tax man!
Outcome: We'll reveal simple ways to pay less tax whether you're an employee, business owner, nearing retirement or a property investor.

Module 6

Stock market fees

Most people who are building their long-term wealth are doing so in the stock market via pensions and investments. They are often unaware of the layers of charges that are opaque or even hidden.
Outcome: We'll reveal the truth and show you how to slash the cost of stock market investing.

Following the D.E.B.I.T.S process, we've helped hundreds of our clients and members to save anywhere from typically £1000 per year to tens of thousands!

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Bonus Content

For Employees:

How to make more on the S.I.D.E

We've all got some time to create more revenue. We will show you ways you can earn a little bit on the S.I.D.E. to generate cashflow.
For Business owners:

How to use barter and trade skills

Most business owners are massively under-leveraging the assets they have. We'll show you how to uncover hidden capacity inside of your business and discover opportunities to better negotiate with other suppliers.
For Families:

How to be a fantastic role model for your children of all ages

We'll be sharing how you can take your children on a journey from financially unaware to financially savvy and responsible through good money habits and better financial literacy. Give your children a good head start in life.

Where we can help you find or make more money

Hidden Fees

Fees are the silent killer of wealth. We can show you how you can reduce your fees by up to 50%! The compound effect of this is huge!

Interest Rates

Interest rates are on the rise, so it's critical that you assess the rates you are paying across ALL of your debts.

Negotiating Bills

Yes, energy costs are sky-rocketing, but have you taken stock of all outgoings and negotiated the lowest rates?

Lost Pensions

There are billions of £'s of lost pensions in the UK! We've helped members recover their lost money with the largest single amount being £250k!

Tax-free Allowances

Are you missing out? Whether you're an employee or a business owner, you will uncover hidden allowances and tax-relief that will put money back in your life.

Using A Business To Reduce Costs

Company directors can transfer the cost of certain expenses they are meeting personally, to their business. Switching from post-tax to pre-tax can generate massive savings.

" I carried out a review of my outgoings on the back of listening to the D.E.B.I.T.S module. I obviously should have done it sooner as I managed to generate £3,384.60 extra per annum in just two hours. The above sounds like one of those get-rich-quick ads we all see on social media but I actually did manage this today. "

Luke Brindley

Proof This Works!

Our clients rate us Excellent on Trustpilot.
  • I was spurred into action to sort out my long overdue DEBITS review. Within a few hours, I’d reduced my mortgage term by 15 months (saving £3.5k interest), saved £600pa on my gas and electric, £384pa on pet insurance, £120pa Sky package, and improved my cash ISA rate by 1.15%.
    Andy Labrum
  • I started my ‘DEBITS’ effort, moved all my utilities, insurances and social subscriptions saving nearly £400/month
    Susan Carter
  • I was encouraged to review all of my pensions as part of my DEBITS. I was completely surprised to find I had overlooked an old workplace pension which was worth £50k!
    Adnan Misbah
  • By following the DEBITS process we are saving around £350 per month now, but it also made me realise how much we were spending.
    Louis Portsmouth
  • After three months of persistence, my pension provider has decided to waive both my and my wife’s early repayment charges. Total value: £35k! We're very appreciative of the guidance.
    Neil Munday

    " We took the opportunity to review our existing SIPP pension arrangements as part of the DEBITS process. A Straightforward review has delivered stunning results ... an annual saving in charges of over £15,000!!' "

    Erica Vernon

    D.E.B.I.T.S Challenge Details

    You'll only need to spare a couple of hours for each module to take part in the challenge. All live sessions will be recorded so you can watch them back in your own time, and follow the actions when it best suits you.

    Watch the Videos

    You will have access to video classes inside a private Facebook Group, and your own members area outlining each step of the D.E.B.I.T.S process.

    Follow the action steps

    Following each video class, you'll receive a checklist of very easy-to-follow action steps that will deliver true impact and won't take too much of your time.

    Uncover hidden money

    By following the steps for each of the 6 modules, we expect you'll find, make or build at least £1000 of value immediately or over 12 months.

    Share in the community

    For every module you'll be inspired by fellow challenge members sharing their big wins and unearthing new ways to save and make money.
    As soon as you've registered, you'll be sent login details to access the D.E.B.I.T.S Challenge private member area. Here's what's included inside...
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    Most Frequently Asked Questions

    Is this challenge right for me?
    Whether you're employed, in business or retired - we've got tips to help you massively reduce your outgoing costs. And even if you are the kind of person that already scrutinises every penny that is being spent each month ...we are absolutely confident we can still help you!
    What will I learn throughout the challenge?
    The D.E.B.I.T.S challenge is for anyone who wants to learn how to find and make more money. We'll be showing you 6 areas where you can uncover hidden money in your life ...often many tens of thousands of pounds! In our bonus sessions, we'll also be showing both employees and business owners how they can make more money alongside their current day to day activities.
    I don't use Facebook. Can I still take part in the challenge?
    Yes! If you're not a Facebook user you can still take part in the challenge and benefit just as well. After you register you'll be given access to a private membership area where you can access all of the recordings from the live Facebook sessions, along with all of the checklists and worksheets. If you have questions, instead of posting them inside the Facebook group, you can message our online helpdesk.
    Is the D.E.B.I.T.S process just about reducing costs and cutting back?
    Absolutely not! The D.E.B.I.T.S challenge will transform the way you think about money in your life and show you areas that you most likely were unaware were costing you more money than they should. Even if you are the kind of person that already scrutinises every penny that is being spent each month, we are certain we can still help you to generate a 10X return on your investment ...otherwise we will work with you until you do.