Here at WealthBuilders we’ve spent many years championing SSAS, a unique and flexible pension exclusively for business owners and entrepreneurs.
The big win? – it gives you complete control of you financial future and genuine financial freedom for you, your business and your family.
Education is at the core of everything we do, and we’re the SSAS experts – we’ve trained and empowered many hundreds of people and our programmes will boost your financial future, really teaching you how to get the most from your pensions with a SSAS.
“WealthBuilding is an easily learned science because there are only seven assets that contribute to the process.”
What is SSAS?
SSAS stands for Small Self Administered Scheme – it’s a type of company pension for small and medium sized businesses.
The name is a bit dull, but a SSAS is far from boring:
- it puts you in control of your own pension
- it allows you to decide how and where you invest
- it lets you choose who helps you manage and run your SSAS
- and most importantly, gives you access to huge returns driven by your skills, connections and knowledge
No jargon – just straight talking.
Not enough? – we know that some people are just all about detail, or even if you’re not you might have some other questions, and so here’s our SSAS FAQ download that answers all of the most common questions about SSAS.
It’s simple really – here are 6 fantastic SSAS ‘wins’:
The ability to lend 50% of your total SSAS to your business or across various businesses for any genuine business reason from just 1% + base
Complete control of your investment decisions – you can Bridge, Borrow, Buy and Bank (what we call the 4 B’s)
Contribute large sums from profit each year and get full tax relief for your business (and then have the ability to borrow 50% of that sum back immediately)
Use your SSAS to buy and rent back commercial premises for your business, rent to others, or even buy and develop property and land
Consolidate family or fellow business partners’ pensions to give a much bigger investment pot and get access to a much wider range of investment opportunities
And at the end of all of this, pass it on to your loved ones who can carry this on
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Don’t just take our word for it – take a look below at some short videos our clients have posted to talk about their SSAS journey.
Our 7 Steps to SSAS Programme
Our 7 Steps to SSAS Programme is unique as it puts you in the driving seat of your own SSAS – in short, it gives you complete control of your own strategy and pension, forever.
We just don’t think that it’s right to give control to somebody else that you have no relationship with and who doesn’t share your goals!
Of course, with all this possibility comes responsibility and the need for great due diligence to ensure you have the appropriate scheme and can operate it safely with the right guidance – our comprehensive programme will give you that.
We’ve helped many hundreds of business owners create pension freedom, and we’ll work with you to:
- teach you all you need to know to get started
- create an HMRC-friendly business plan
- get you prepped and ready for HMRC for a successful application and then transferring in existing pensions
- then help you create the right plan for you and your business
Here is what the SSAS journey looks like – click on the steps to learn more
At the centre of everything we do is education – it’s one of our core principles.
So, to work with us, you must be willing to invest in your education to get SSAS-ready. That shared value is really important to us.
We work with selected other companies which have the WealthBuilders seal of approval to help guide you through the SSAS journey – that means free access, free programmes and many other big wins.
Learn more about approved partners in Our Partners.
Can I Have a SSAS?
We’ve created a simple checklist – if you can tick off these points then we can help you.
To take the next step on your SSAS journey now, you’ll need to:
- have at least one active UK business (that means not ‘dormant)
- be a Director (an official Officer on Companies House) of that business or have the ability to be added as one
- have a minimum of £25,000 from existing pensions, new contributions or both
- have some experience or training in at least one of the areas that you’d like your SSAS to invest in or be able to call on the expertise of someone else
You can’t use pensions that are:
- live’ or ‘active’ final salary pensions – in other words they are part of a current employment
- with Fire, NHS or Police
- certain Civil Service and Teachers Pension schemes are also NOT able to be transferred so you would need to check with your current scheme to see if it is possible to transfer your benefits
Four big ticks? Fantastic – get in touch and one of our SSAS experts can discuss how we can guide you through the next bit step in financial freedom.
If you can’t tick all of these, or only have pension schemes from the list above then you’re not quite ready – but we can still help you take action to get ready for the future, including being part of our “SSAS Simulator”.
Fundamental to our programmes are our partners – they all share our ethos and subscribe to our WealthBuilders code of ethics. But they’re also awesome at what they do and they make our programmes
our fantastic Trustee training partner gives you access to a wide range of SSAS training programmes via their dedicated hub, designed to take you from novice to SSAS expert
our unique Scheme Trustee/Administrator partner exclusively puts you in the driving seat of your own scheme, allowing you to specialise your strategy without the roadblocks that other Trustees put in place to control your SSAS
our property funding partner provides a one-of-a-kind “dating site” for developers with projects and people looking for a great return, all with a fully-diligenced package
Why not join the community of SSAS owners and create, build & protect your wealth
Engage with us by either calling on 01342 871210 or fill out the contact form on the right. Once we have received this, we’ll contact you to explore whether you are the perfect candidate for a SSAS.