The Adaptive Entrepreneur: Building Property Powwow with MS and AI

Transcript

speaker-0 (00:00.066)

Networking is probably what's given me back my confidence and my self-worth because when you've gone through a diagnosis of something like this and with a divorce and raising young children, you sort of kind of lose your identity and this is the year where I've gone, hang on a minute, I do know a lot. I might not be the absolute expert, but I've got a great knowledge. Let me share that with people and see if I can help to improve their lives.

speaker-1 (00:25.806)

Hello and welcome to the latest episode of WellTalk, the podcast that brings you clear distinctions on how to grow, build, protect and pass on your wealth. And great to reconnect with my fellow podcast host, the doctor who is a Mr. Bimby Fernando. How are doing? So I haven't seen you since the summer.

speaker-2 (00:46.614)

Yes, no, nice to nice to be here and and thank you. Yes. I hope you had a good summer. It was a bit hot, wasn't it, really? And hope you stayed cool.

speaker-1 (00:55.82)

Well, I try and stay cool. I've got aircon in my house, the I think the issue is global warming, right? That seems to be a theme. And are we ever going to get the same weather patterns that we've had before, or are we just going to keep getting hotter and hotter? But anyway, enough of what's hot and what's not. But of course, how's the book going?

speaker-2 (01:18.07)

Is is great. Thank you for asking. You know, I'm enjoying sort of getting it out into the public domain, slightly out of my comfort zone. I'm building a purposeful retirement community, trying to attract like-minded people to the community who really are trying to find their purpose and to weave in kindness where possible. That's why I'm loving the ability to interview people on behalf of wealth builders.

speaker-1 (01:43.254)

And definitely, think once you start getting some events arranged, we know what a lovely guest you've got next is very keen on networking as we'll discover. But the whole point about getting people in rooms, the conversations are much better than they are just simply by holding things online or reading things in books. So I love that. So whenever you get your events, count us in and we'll do a promotion and I'll definitely want to.

turn up as a purposeful retiree myself one day.

speaker-2 (02:15.054)

That would be wonderful, Kevin. And you know, I I'm sure you would as you always do, add value through your storytelling and your entertainment, but more importantly through the education and allowing people to tap into those ideas that can sow the seed, which is very much what happened as we'll discover in this interview with with yourself at a networking event really. So

speaker-1 (02:37.774)

Yeah, that's right. remember meeting Katie. So you will introduce Katie in a second, but I remember meeting her at networking event and she was like a sponge. Just I could see she was sucking in the information and then, you know, she, she got it. And then I think we connected really well. She certainly, you know, progressed with SAS and with other things that people in the Well Billed community know about. And I will make, make a quick mention just before we introduce Katie about.

SAS because it is the only pension that needs investigation by people who've got businesses or property businesses and families. Because with give or take six months BIMBY to the dreadful introduction of inheritance tax on pensions coming in April 27, I'll be introducing a new campaign soon. I'm going to be backing myself into

a corner which is to shout loud and proud about making people more aware of actually a triple whammy, not just a single tax of inheritance, but the tax on inheritance, the tax on the income when the beneficiaries get it, and also the little known and probably never really spoken about that those of us with larger pensions can actually trip the removal of the allowance for leaving our home to our children.

something called the Resident Null right band. So the triple whammy is coming and I'm definitely going to be front and center to lead a message about that. But that will come in coming weeks and months and hopefully podcast followers, wealth builder followers and LinkedIn followers of all kinds. So do check out me on LinkedIn. You'll find me, Kevin Whelan, you look at the mug, you clock it and work it out and see what I'm up to. But it's going to be.

I know joking aside and you mentioned entertainment is serious subject because families will be losing millions and then in the end billions as the inheritance tax takers already a billion a month and that's before April 27 so that's just going to go shockingly higher and while I'm not making a political statement I think the concept is not serving people because they don't know and the awareness is just isn't there.

speaker-1 (05:02.274)

I'm going to make them aware, you're going to make us aware of the wonderful Katie Chambers, who is really a bit of an inspiration, isn't she? And we'll get to let people listen and discuss why she's an inspiration. But do you want to let people know just who she is and what to expect on the interview with you?

speaker-2 (05:22.508)

Well, Katie Chambers is a founder of Property Pow Wow, a social network which she'll tell you about, very much property related. And she's built an ecosystem around this. But it's what is interesting to me is the context in which she's done this and how she has come to the point of where she is now. With a few simple rules. You know how important kindness and purpose is to to my future.

and everything I do in the future. I very much felt some signals that really resonated and just very excited to see what you think of the interview.

speaker-1 (06:02.222)

Yeah, well, we'll look forward to the debrief and look forward to sharing it with our audience. So without further ado, let's listen to the interview with Katie Chambers.

speaker-2 (06:13.91)

Like to welcome our guest today, who's Katie Chambers. So, Katie, you are the director and founder of Property Pow Wow. I'm really looking forward to our conversation today. I know that you have transitioned from a few previous careers with an interesting experience in the middle as well. You've transitioned from corporate insurance with a period as a host in Slimming World, and now you are.

The director and founder of Property Pow Wow. That's really focuses on flips and assisted sales in Kent. But you know, I'm looking forward to hearing what you have to say about this. Also, there's a deeper story that I'm particularly keen for our audience to hear about as to how got to the position that you are now with a context and the background of multiple sclerosis as a diagnosis. And I think that there's some great lessons for.

anyone who is looking to build wealth with a purpose and a mission and to know how to how to get there. So I am really excited to have you here, Katie. And it's over to you. I just wondered whether you could give us a pen picture as to what Property Powell is all about and and and what you are currently doing, please.

speaker-0 (07:30.072)

Well, thank you for inviting me on first of all. Great to be here. So, Property Powwow has evolved to more than a networking group, because that's what it was five months ago when I started it. It's now become a complete property ecosystem, sort of to help people learn, to work out where they are, where they need to go next with their property journey, and who they might need around them. At the very heart of it, we've based it around one simple principle, people first, property second, always.

And I think this does stem from the experience that I've gone through with multiple sclerosis, I have to say. So we bring together structured, educated courses, a property IQ quiz to enable people to establish where they are on their property journey. And we've also got an amazing chatbot, for want of a better word, his name's Parker, and he's been trained to answer questions based on the information that's on the platform and HMRC's website, and to help people take the next step without pressure or overwhelm.

So our aim is not to bombard people with information, but it's to help reduce overwhelm and make things calmer, better, and then they can make informed decisions. Because that's certainly the strategy I need to do with MS, keep the stress levels low.

speaker-2 (08:39.392)

Wow. Okay. Well thank you. So so it's an ecosystem. A whole of what you need to know in property is within this ecosystem. How long has it been going and and you know how what's the size of the community and how how how how many get togethers do you have? And I think you've had one recently. I think you told me about before.

speaker-0 (08:59.118)

It's been a complete labour of love, have to say. I feel like I've lived it for years, but in effect, I've been creating it for about five to six months. The networking started five months ago, but in the background, the nerd and the geek side of me from my corporate days of doing insurance, broken and underwriting and looking at policy wordings and looking for all the small details came into play. I've just...

learnt how to create things on a platform that I've never thought was capable, especially for someone with my condition, I have to say. You asked about numbers. Last night, I reckon the group probably, and this is just for the networking element, not the education part, it's probably about 50 people and the room was electric and the vibe was incredible, absolutely incredible. And that's what it's about, just bringing people together wherever they are on their property journey or wealth journey and just getting them to have conversations. Because whether you're at the beginning,

or at the very end, there's always a conversation to be had and there's always a couple of snippets of information you can get from every time you go to one of these events.

speaker-2 (09:59.34)

Yes, well that that is really important. I mean, in in wealth builders and certainly from you know, what what what I get from from networking, and I think Kevin uses the term often, your one ROI, one relationship opportunity or idea for the next step into into what you want to to create. And so definitely it sounds

speaker-0 (10:20.756)

even better than what I use.

speaker-2 (10:22.732)

What what do you use? What's your

speaker-0 (10:24.846)

a few years ago, someone said to me, your network is your net worth. Yes. Well, your net worth is your network. I don't know which way around it should be. My brain's gone to pot now, but this is what happens with the MS. Sometimes it goes around the wrong way. So that came out the wrong way, everybody. I'm sure you get what I mean.

speaker-2 (10:39.214)

Yes. Okay. And you've been members of other communities in the past, have you, as well?

speaker-0 (10:45.204)

absolutely. think networking is probably what's given me back my confidence and my self-worth, really. Because when you've gone through a diagnosis of something like this and with a divorce and raising young children, you sort of kind of lose your identity. And this is the year where I've gone, hang on a minute, I do know a lot. I might not be the absolute expert, but I've got a great knowledge. Let me share that with people and see if I can help to improve their lives.

speaker-2 (11:13.806)

Do you mind if I express a bit of curiosity and just wind back the clock then and find out a little bit more about you? You know, so let's just hear about your career then, your corporate career, because I believe you you had a different career to start off with in terms of insurance, if that's right.

speaker-0 (11:34.03)

Absolutely. Everyone falls into the insurance world. No one chooses to go into it. But I started as a simple claims handler and a personal lines broker and got trained into various elements. But as time grew on, I became a shadow director at the age of 22 of a small brokerage and headed up a small SME team of brokers. And then I was headhunted by Marsh Insurance Brokers, who were a global insurance broker to handle multinational programs for them. And that was

a chariot of fire, if that's the right phrase to start it off. But I absolutely enjoyed it and it expanded my horizons and it was incredible. Unfortunately, it was short lived when the MS hit in, unfortunately, but hey-ho, it's one of those things, isn't it?

speaker-2 (12:18.956)

When did that diagnosis happen and and and how did it affect you?

speaker-0 (12:23.886)

Well, officially I was diagnosed when I was 27. It was when I moved across to Marsh that probably my third episode happened because there has to be a couple of episodes of relapses, they call it, where you have exacerbated symptoms to enable you to get diagnosed. But when I was 27, I went to Marsh and the stress of moving across to this company and being a little bit out of my depth possibly tripped all the symptoms and I ended up with no feeling down my right side and I wasn't able to hold a pen.

there was incontinence issues and things like that. And it was just like, my goodness, what's happening to me? Went across to have a neurological exam and I had an MRI scan, which is how they diagnose you and a lumbar puncture, which I wouldn't recommend to anybody. And that's when the diagnosis came back, 31st of March, 2006 at 10.30 AM, sitting in an office with a doctor that I remember very clearly and me going, what? And just literally dumbfounded really. And I felt like my whole...

worlds had started to collapse at that point. But obviously, I've lived to tell the tale and I'm thriving now. But at the time, it's a shock to the system, which you probably well appreciate.

speaker-2 (13:29.358)

quite a a statement as well. And w the fact that you can remember the time so well, you know, and the date and the time and the place. You know, obviously you had a new diagnosis, probably a suspected diagnosis from years gone by then, if you said this is your second or third episode. How did you sort of proceed with respect to your career and what happened that next?

speaker-0 (13:50.888)

you just muddle on. That's how I feel like I did. Looking back, I don't really have any strong recollection. I remember my mum falling apart when she heard the news and I remember having a conversation with my ex-husband on the phone and it was just like, my goodness, what happens now? Because you get this diagnosis and you suddenly think, am I in a wheelchair before it happens? Is my life over before I've hit 30? It's the kind of the scary things that cycle around your head. And it was just a case of, well, I've got it. I've just got to continue.

I'm just going to deny I've got it. So what I did was I chucked myself into mucking out stables and pushing myself too hard physically, and then my body gave up even more. So it was my way of burying my head in the sand, I guess. But I don't know if there's a right or wrong way to deal with it.

speaker-2 (14:34.446)

There's a way for yourself which has to be right, doesn't it really? And and if you were doing doing what you were doing, then of course. so what happened next then? Was Slim as Slim in World? Was that right? Was that then or was that earlier?

speaker-0 (14:47.758)

The world came after March, but what happened was I inadvertently fell pregnant with my oldest son. And I was like, my goodness, should I even have a child when I've got this condition? I wasn't on any drugs at that particular point because I was managing, self-managing. I suddenly thought, well, what am going to do now? And I was like, well, I will go back to insurance. But they kind of said to me, maybe you should go part-time. So I went part-time and I thought, I still need something else. And that's where I thought,

maybe I could help other people with losing weight because I'd lost four and a half stone to lose weight to get married. And they saw something in me that I possibly didn't see on myself. And my group went to about 100 people within about four weeks, which is extremely scary if you're not used to standing up and talking to people.

speaker-2 (15:31.242)

So you built a community of up to a hundred people within a few months. Well.

speaker-0 (15:36.946)

helped about 10,000 people lose weight with Slimming World over the eight years I was a consultant and it's an incredible journey and it gives me goosebumps just talking about it because you've made a difference to people's lives and that's where I discovered was, I think they call it my moat now, my desire to help people, I get driven by helping people and that's probably where Property Power Wales come into play as well but I absolutely loved the learning experience with Marsh, with Slimming World.

evolving it onto what I'm doing now. So that's the simple transition in a nutshell. I don't want to bore people with all the details.

speaker-2 (16:11.85)

Yes. Okay. All right. But that's still quite a shift to property. So was the property seed sown somewhere else, or was that something that came to you, you know, you thought, okay, I've done this, now let's go into property, or was there something else that was going on?

speaker-0 (16:28.28)

think I've always been in property really because my dad had quite a sizeable building company when I was younger and he had about 130 employees and he was a quantity surveyor and he forever was renovating our houses, extending them, expanding them. Well, he wasn't doing it, his employees were.

And then it was like, let's move on. And that's what happened. And obviously he was building the foundations to Mote Park Leisure Center in Maidstone and a couple of golf clubs and places like that. So his work has been incredible. And I think that's possibly where I got my little property bug from. So ever since I bought my first property at the age of 24, I've always made money out of a profit out of every property I've owned. Initially I was doing it in a very...

vanilla way, I was like just flipping my houses every so often and moving on and then it's like, then I suddenly realised there might be more to this actually, let's expand and learn and explore and that's where my geeky side came out I guess.

speaker-2 (17:24.301)

So your geeky side came out and were you educated by any you talked about your network. Your net worth is your network network. Same issue, same challenge. Yes. we're gonna have a laugh about this later, aren't we? But you talked about needing to find a network, and that is your net worth. So did you did you find any groups or did you sort of do it alone, really? Because you know, we often have a a means in which we

speaker-0 (17:33.304)

I'm gonna go do it

speaker-2 (17:51.254)

suggest this in wealth builders is is is to think about your education and how you do it rather than just jumping in.

speaker-0 (17:58.996)

absolutely. think probably the transition really came during COVID when everyone was stuck at home. I joined into a couple of property webinars and learning things. And it probably sparked my interest even more. And I'm thinking, is there a smarter way to do this? And that's when I did take out a property education mentorship with a well-known platform and spent a considerable amount of some, which I kept quiet from my dad because I thought I'm not telling him because he'll go, what have you done that for? But I did it.

I was the nerd again, where I was like, I'm going to do this, I'm going to learn every strategy. Because most people go on to a property education thing and they go, I think I want to do HMOs, which is houses of multiple occupants, or I want to do a simple buy to let BTL, as we call it in the trade. But then they don't explore the other avenues like the wealth building opportunities where you should have multiple streams of income because obviously having all your eggs in one basket possibly isn't the right way forward.

But there's also things like moving. I never knew that you could move your pension that I'd earned in my corporate career across to something called a SIP or a SAS. And if you've got a certain amount, you can have this self-administered small scheme pension. I think that's what it stands for, which is the SAS. And I thought, my goodness, I'm going to do that because then I can use those funds, grow it exponentially as a plan with the support of Kevin Woolley and our wealth builders.

take control of my pension and take control of my destiny. Because everyone thinks your pension pot is sat and untouchable until you hit pension age. It's so not true. And you just think, how can you not know what you don't know until you know it? And then you think, well, that was a bit of a shock. Now I know it. I want to do something about it. So if you've never heard about it, go out and explore because that's what I do.

speaker-2 (19:43.244)

So take an action. So you you found found a network, became educated, you took action. Yeah. And and you know, you're you're here now. If I can ask you then, how do you manage this around you have sort of alluded to this already, around your your diagnosis of multiple sclerosis? You know, what does a typical day look like for you and how do you accommodate your your diagnosis and how do you plan?

with your work around this and build the community that you successfully built.

speaker-0 (20:17.87)

In a way, I've been quite fortuitous because I was offered an income protection scheme by my employer, Marsh, at the time. And so I've been on that for probably 12 years now. But at the time, it sort of was like, don't want that. I've lost my purpose. So I had to reestablish myself. But I've learned over the years that I'm not invincible. I can't throw everything into everything. So I have to pace myself. And as long as I can pace myself and can control my diary to a certain extent and my work, then I can

most of the time keep my MS in check. Most people can't see it because I'm lucky that I walk with a bit of a limp and I've got burning sensations and tremors and things like that. if you looked at me, you go, you look absolutely fine. But what they don't see is when I'm sat there in my network, I have my hands in my pockets so people can't see my tremor. I put the weight across to my left leg so that people don't see the right side giving way. So there's always workarounds to be able to do it. But typically a day for me is I'm up at six o'clock.

make myself go for a walk with my little dog because it's what keeps me going and I think that's the reason I'm still walking 35 years after being diagnosed. And then the morning I work my way through on the laptop and sometimes cooking for my children if it's school holidays and things like that, then invariably I stop in the afternoon. I have to because with MS people say, I get fatigued, I get fatigued, but fatigue isn't just tiredness, it's a...

all-encompassing, overwhelming, completely depressive, the world is ending type of time. And you feel like you've bashed into a brick wall and gone down six foot into the ground. And you're like, how do I keep going? But by having a rest and looking after myself, I find that I can get up and get moving again in the evening. And I work till 10 o'clock at night some nights because I can and because I want to, because I'm so aligned with what I'm creating with Property Power Well and helping other people improve their lives that...

It's given me the buzz I haven't had for so long and it's just incredible.

speaker-2 (22:13.484)

What comes to mind is is we we talk about time management, you know, and how we manage our time, but clearly you're you're managing your your energy as well. And you're you're making sure that you are looking after yourself and planning planning your day out accordingly. We talk about leverage in wealth builders as well. So there's different types of leverage where you can basically use your skills and use your skills to leverage off.

other skills, there's an acronym F I R S T first. Okay. So we talk about financial leverage. And you know, if you if you're borrowing money, that's using your money and then borrowing from mortgages, for example, is an an example of financial leverage. Then there's intellectual leverage, relationship leverage, systems leverage and time leverage. So you're clearly using this, but what I'm sort of

coming to ask you about is you have adapted and used artificial intelligence to a certain extent. And I'm just interested to hear what you say and how you've leveraged artificial intelligence for your your management of your time as well as your processes, your intellect and and even your relationships. If we bring in Parker

speaker-0 (23:36.236)

Everyone's now thinking, who's Parker? To be honest, I started with AI probably a couple of years ago because I found that when I had a really bad relapse about three years ago, I was kind of grieving my loss of life because with MS, you can wake up the next day and not be able to walk and not be able to do things. I couldn't even make myself a cup of tea. So I was using CHEP GPT and a couple of other platforms to journal. And it was about sharing information with something or someone.

that wasn't going to scare them because when I sharing information with my dad and my friends, they were going, my goodness, I can't believe you live with that and how would you deal with it? And it was making me feel worse and it was also making them feel worse because they weren't actually able to help me. And so that's probably where my relationship started with AI. So I'm using it as a tool. It's never been to replace me. It's never been to get rid of human contact, but it's to alleviate the burden of other people and to alleviate the burden on myself.

that's where it started really. So I started probably doing the same thing that quite a lot of people do. how do I respond to this email? Can I do this? And that's how it started to evolve. So back earlier this year, I got accepted onto a government funded mentorship course. And I was thinking, I probably know most of this. Am I going to be too ahead of people to do this? And what it enabled me to do was actually think

it empowered me to think, I can actually do this, I can actually create more. And that's actually where the networking group started from. And then when you start to do things with AI, things start to crop up on social media for you. And it said, have you looked at this tool? Have you looked at this tool? And I was like, let's start to have a look. And then that's where the education and ecosystem started to evolve from. I was like, I wonder if I could create this from all this useless or great information I have in my head to help other people.

And then I started it, I did one, I thought, do you know what, I could do a second one. I found myself so aligned with it that I thought, I'm just gonna keep going. So all the strategies I've learned, which there's about 14 of them, including the mindset, which is, as you know, is absolute paramount to people. It's 85, 90 % of people's wealth journey is getting your mindset into that space where you think, I can deal with this, I can move forward. And even if you're not moving forward in a fast track 10X type way,

speaker-0 (25:55.662)

everyone can move forward in their own pace. And that's what I wanted to help people. I realized that there's too much hype about doing things fast, doing things the fast way, doing things the extremely profitable way and being bit cutthroat. And I was thinking, hang on a minute, I've done my journey through a disability, a divorce, picking up children and dropping them off, fitting in around elderly parents. So you know what, you can do it in your own time and own pace. And that's where Parker came into play because

all these tools, they went, have you considered doing this AI chatbot that can answer questions for people during the night? Because us women, I don't know about you guys, we're terrible at waking up in the morning thinking the world's ended and, I've got this question, I must have an answer now, what am going to do about it? And you know what? At two o'clock in the morning, you can go on Parker or Property Power Well and ask Parker the question and he will answer you.

he doesn't know the answer, he will be completely honest and say, you know what, you're better off waiting until the office hours open and reach out to a proper person about this. Because I never want anyone to get misinformed by the services I offer. so it's very much Parker is my AI front, and he's very much supported by me in the background. And I will always be there to help other people as well. Because that's my moat and that's what I get a passion from. However, I realized I couldn't do it all on my own. And Parker enables me to do what

the amount I want to be able to do as efficiently as I do.

speaker-2 (27:20.332)

You are sort of Lady Penelope, aren't you? And and Parker, you know, probably does he does he respond and call you Milady and yes, Milady and

speaker-0 (27:29.326)

haven't trained him to do that yet, but I'm thinking that could be quite good for me. Actually, it might be good for my psyche and my...

speaker-2 (27:34.766)

Of the sort of car that he's driving you around in now as well. So well look, that is that is wonderful, you know, just just hearing how you've used technology to to support you in terms of this. We've heard about how you clearly have shown your curiosity to drive drive this along as well and adapting according to this. And

What also strikes me is it are also this the skills that you've picked up along the way to build that community and bringing it all together just seems absolutely wonderful. So what is your purpose then? What what you know, have you got an ultimate purpose that you are looking to drive you forward? You said you alluded to the facts, you know, when you had the diagnosis earlier.

You said, is this what I've got? And, you know, and and there's so much more I want to achieve. If I had to push you and ask you, you know, what what would be your your main driving purpose moving forwards?

speaker-0 (28:34.872)

To be honest, I've realised over the years, and this has probably helped me with AI analysis as well, they've helped me realise that my driving force is helping people. And I get a complete buzz out of helping people. And if I can help reduce overwhelm and help people move forward in a way that suits them around their lifestyle, then I think I've achieved something. And even if it's just one person, that's great. But if it's more than that, my goodness, it gives me goosebumps just the thought of it. there's so, people don't know what they don't know until they know it.

And I just think it's nice to educate people and it's just nice to sort of tell them things that maybe they didn't know. A bit like Kevin did with me with moving my pension across to a SaaS. And it's that mind blowing moment thinking, my goodness, I can move forward in this direction. Or I didn't know that if I let my property from a landlord, I could possibly inquire with him to do a buy to let because he may be wanting to exit the market with what the UK is doing to landlords out there at the moment. And so it's about...

helping people find knowledge that they might not have known. And if anyone's in that position, reach out, let's have a conversation, because that's what it's all about. And that's what networking is about, having conversations with different people. And it's a really kind of cheap way of socialising too. So if you like people, it's a great way to get involved.

speaker-2 (29:51.608)

So if people want to reach out and connect with you, how should they do that? How should they find out about Property Pow Wow and and connect with you?

speaker-0 (30:00.91)

The easiest probably way is to either type in Property Power Well on an internet search engine or into LinkedIn if you're on that media platform and I will come up. And if you're not brave enough to reach out to me yet, feel free to ask Parker a question. If you get six free questions before you become a member, he will answer you and point you in the right direction. But don't be scared. We're all just people. And at the end of the day, everyone just wants to make progress themselves. And if I can help you.

make a little bit of progress. That's fantastic.

speaker-2 (30:31.566)

That's brilliant. Okay, well, we'll also put that in the in the show notes as well as to how to reach out to you. So Katie, really, really delighted to have you on this and thank you for sharing, you know, lots of personal information as well as how you've built your community and how you've arrived at this position and and and all the very best in in moving forwards with making it easier for other people and making their lives better through your connection and your socializing. So thank you.

speaker-0 (31:00.28)

Thank you very much for having me.

speaker-1 (31:03.758)

Well, welcome back Bimbi. That was a fascinating interview. I see the purpose, the passion and the idea of kindness rolling into that. But what were the big distinctions you made from the interview with Katie?

speaker-2 (31:21.582)

Purpose, as you as you state, I I think how central this is to everything she is about. And you can see that having a purpose has helped her at lots of different stages with the different challenges. The simple statement of people first, property second, that should really resonate. Always wanting to help people. If I can help one person, that will be enough for me. But you know, those are lovely comments and and you could definitely see that being weaved through.

everything we said. I love the fact that she just gets that complete buzz out of helping people. And even if it is through helping them reduce their overwhelm and move forward in the way that suits their lifestyle, then that is really what what she enjoys. I think she used the term moat, term I wasn't familiar with before, but that is her moat.

speaker-1 (32:11.938)

It's interesting. mean, I picked up similar things myself, but let's just go to the overwhelmed piece because we know in the world of property, which is the most popular asset of all when it comes to wealth building, it's really quite simple to understand. And there are plenty of educators out there and some will provide great education, some not so, but either way, the education piece is just one piece in the jigsaw puzzle, isn't it? Because what she's arguing, I think, is

there's a lack of, or there can be, a lack of support to help people when they continue, not just to give them the inspiration, a bit of knowledge to get them going, but keeping them going, which is probably the reason why it was important to me within WealthBuilders, we had continuation of support from coaches. But from a medical perspective, because she was upfront and clear about MS, help our audience understand from a medical...

perspective, how that condition can lead to challenges and overwhelm when you're thinking about managing your finances or building your wealth.

speaker-2 (33:17.034)

It's what we call a relapsing and remitting condition. That means that you could be severely affected or you could not be affected or minimally affected, but it comes in waves. And if you are overwhelmed, you may be more susceptible, as she sort of discussed during her journey when she first received that diagnosis at the age of 27. She threw herself into it in more in work with the realization that this may be it and I may be wheelchair bound from the age of 30.

And actually led to a demise. So then she decided, therefore, to just adapt her life and to look at alternative strategies to try and work around this. So multiple sclerosis can affect people in different ways. And you know, the presentations are so different, but you have to adapt to what you're given. And even those small little tweaks that she mentioned, you know, she walks with a limb.

And she has a a tremor in in her hand. So when she's standing, she stands on one side so that she's not sort of going to get her right leg giving way and her tremor in her hand is in her pocket. You know, so workarounds are there. She was able to navigate that, but probably what I liked about that is how she used that to contribute to her life experience and allowed that to contribute to a mountain of value, you know, something that, you know, we know.

Daniel Priesty talks about, you know, we're all on a mountain of value. And she certainly has built a mountain of value through all of her life experiences, health being one. She also touched upon divorce, raising young children, looking after elderly parents as others. And they all contribute to the empathy that is linked in with the purpose. So I'm drifting a little bit, I'm aware, from the original question, but what

The the important point I'd like to impress on our listeners is whatever diagnosis you have, it's how you adapt to it. And she also touched upon the fact that a major part of any successful wealth builder is is the mindset component. So I think that, you know, she illustrates that beautifully by focusing on her network.

speaker-1 (35:33.794)

Yes, and I definitely picked that point up and actually quite liked the point you made, which said, you know, don't need to be an absolute expert to be helpful to somebody else. And we often see the challenge where people want to be the experts and want to know everything before they do anything. And the kind of analogy I gave where some wealth builders or potential wealth builders who don't end up building wealth, they stop is they want every

traffic light to be green before they go. And you just can't orchestrate that. You cannot be an expert at the start. You build your expertise. But I think people overlook, and your point about the mountain, all of us standing on a mountain of value, bringing, first of all, acknowledging and recognizing you've got that value, which for most people is undiscovered because they're not challenging it. And then seeing what can they bring to themselves and the world.

with that expertise, that track record of whatever that track record is, whether it's a medical history, whether it's a career history like you, whether it was the catalyst of the death of my dad like me, but then finding economics in my degree and feeling there's a pathway for me to build a business and the pathway got forged. But at the start, I didn't know anything. So you have to feel strongly about the outcome.

And you know if you position yourself well and trust in serendipity and the law of karma, if you keep doing good things, good things will come back. Anyway, you know, I definitely got that. Bringing the expertise in the past is an asset for the future. And I think other expertise that people are developing now, Bimbi, and she touched on it, was a bit of AI.

speaker-2 (37:21.25)

You know, I'll be interested in in your opinion on this. She's leveraged AI. I know that leverage is part of Wealth Builders. I I I explained it as best as I could under the circumstances. And I'm always after a a crate of champagne from you. You know that, Kevin. you know, F-I-R-S-T. And if we can find anything else that we can add into it. So, so how about AI? Will that fit into that acronym anywhere? Will it deserve a letter of its own, or what do you have to say to that?

speaker-1 (37:49.678)

That's a good point. But remember the challenges for the seven pillars of wealth.

speaker-2 (37:54.018)

We c we can have other challenges as well, Kevin.

speaker-1 (37:56.598)

of F-I-R-S-T, but leverage, joking aside, we all need leverage to build wealth. Everybody needs leverage. It's almost impossible to build wealth without it. And that's finance, intellect, relationship, systems, and time. And I think if you really balled leverage down, I'd say in a business context or a wealth building context for most people, it's going to be people or systems. So if you look at wealth dynamics, which is what we use,

in terms of understanding how people are wired to build their wealth. They tend to be either more focused on process and systems, which AI can be incredibly valuable, and people, which almost always is done person to person. But increasingly, and we're using AI, we've got our own AI agent called Lucy, our digital AI. And I'm also working on Digital Kev, which is to basically create the

messages that I think will flow from inheritance tax and so on for the future so that when I'm not here in orbit somewhere or not coming back from retirement or from a grave, I'm going to be able to continue on the strength and the message. So I think AAI has given us that opportunity and faster, quicker and easier than ever before. I'm not worried about the doom and gloom merchants that talk about the demise of our entire society, if that's the case then.

I've lived a good life. I'll go when AI kills us all. But she brought in Parker, which I thought was fun. So we all name, whether it's Claude, in my case Lucy, or in her case Parker. I thought that was a bit of a fun twist on the old lady Penelope thing, didn't you?

speaker-2 (39:41.584)

yes, yes, no. you know Lady Penelope you know sitting in the back of that that car with Parker sitting at the front, you know, just sort of driving the the car and the direction into the place in the direction of wealth, but actually making sure that, you know, Parker answers all the questions and takes all the noise away so that she can she can work her magic. I I l I love that image of of that.

speaker-1 (40:08.706)

did too. We commented on the joke off-line, didn't we, about the... If anybody remembers, know, Bimby and I, well, I'm older than Bimby, but you get the point. You know, we remember Lady Penelope, she's a cartoon character, with the pink Rolls Royce and park of the old English butler type in the back, or in the front row, they're always saying, yes, my lady. And there's a joke around that, and if anybody wants to know it, just...

reach out to me on LinkedIn and I'll tell you. But it's a fun thing that she's bringing some of history and nostalgia into what is modern and AI. So that was really fun. Any other final points you want to make? Because I think you did a great job with Katie and obviously if people want to meet with her, which is more local in Kent, but if you want to tune into her, all of her details were made available. But did you have a point you wanted to make?

speaker-2 (41:03.182)

I suppose it is the importance of network. You know, we're all part of networks and and your network is your net worth as we eventually decided that was that was the case. And it's nice to educate people and be educated by them. I think I mentioned that earlier. And it's important to, you know, to recognize that we don't know what we don't know until we know it. And networks is the great way to to allow that to start. I would suggest to our listeners to find the network in something that they're interested in.

to just go out there and connect and maybe there may be a relationship opportunity or idea that may come their way.

speaker-1 (41:40.462)

Networking can be troubling for people. And if you think about if Katie wasn't natural at it, but let's say she had MS and she had a tremor or was difficult walking, she might be uncomfortable in that space. So I think the networking is all about the energy and the integrity of the creator of the network and what their intention is. I've spoken at many networking meetings historically, less so now, but some of them are really good and they facilitate

conversation and good dialogue and others are really a place where people are being sold to. So I think it's important to do that. And I remember doing a podcast who I have to get the team to find it where I said, you know, the real skill in networking is to look at the BBC. And, you know, people look at me and go, what do you mean? BBQ, not the BBC, BBQ. And, you know, what are you talking about, Kevin? Well, it's...

If you're going to networking, you're not really confident. Carry a book. That's a B because people can't resist to look at what you book and you've got a good one, Bimby, so people could buy your book. No pennies or pounds exchanged in this dialogue. And then the other is a badge or some kind of eye catching emblem. I have a habit in, if I ever do those things, is to wear a multicolored shirt. My buttons are different colors and people always comment on that, but usually I'm speaking so it's less about that. And then Q is the question.

You're here for networking. What would be the outcome that you would know that you've had a good result when you go back home after the networking is finished? And if you can find someone, doesn't have to be you, but if somebody says, you know, I'm really looking for an ethical builder. okay. And then you kind of take it upon yourself to try and research and look for people to add value back to them. So the barbecue, not the BBC, the BBC are having their own problems at the moment. So that's just an interesting way.

It was my take on networking when networking was du rigueur and probably when I was doing it in the 2010s. But latterly, don't go with someone just to network. I'm usually going to try and deliver some value, earn my stripes and done my own rodeos for that. But Bimby, that was really a good interview and I enjoyed the interviews you do and it's leverage, isn't it? Because you're doing the interview I'm not and that's good as Christian was doing it.

speaker-1 (44:04.802)

before and Tracy's doing it too. So as long as you continue to enjoy it and get some value for yourself, and I know you want to give back that that's amazing. Any final comments from you Bimbi?

speaker-2 (44:16.0)

Appreciate the invitations. I I do enjoy these. more importantly, I hope our listeners get some value out of these conversations and something that they can apply to their own lives.

speaker-1 (44:26.882)

Yeah. And the way to do that, by the way, is to, most people have got busy lives. They don't tend to comment. If I go and stayed hotels and so on, I always comment. You know, I want to comment because I want to give feedback. So if you're listening and you thought, yeah, I meet people when I'm speaking on stages and they say, I've been following you for ages on your podcast. So when you never said anything, you know, you could have taken 30 sec, you know, just being cheeky, you could have taken 30 seconds to say that was a really good episode.

So if you like what's being said or there's something else you'd like to hear, send us a comment. Send it to hello at wealthbuilders.co.uk. Hello at wealthbuilders.co.uk and we'll take any comments very seriously to try and improve what we do. Cause in the end, we just want to help you build, protect, transfer your wealth to the next generation with wisdom, with skill and with purposefulness and kindness. So until then everyone, see ya.

speaker-0 (45:27.374)

We hope you enjoy today's episode. Don't forget that we are constantly updating our resources inside the WealthBuilders membership site to help you create, build and protect your wealth. Head over to wealthbuilders.co.uk slash membership right now for free access. That's wealthbuilders.co.uk slash membership.